The fresh new ID and you will code to your consumer portal – Experia – are taken to you as part of this new greeting package. An Sms is likewise mutual in your entered cellular matter inside 10 days of loan disbursal with information about your mortgage.
You can observe or download the loan report by logging for the to help you Experia with your current account id and you may password
You can even visit the nearby Bajaj Finance Restricted branch and you will score an arduous duplicate of loan declaration at Rs. fifty. You’ll be able to demand an actual physical content of one’s report by the getting in touch with our customer care call center otherwise courtesy an age-send demand.
When your loan is approved and you may converted, you are going to found a pleasant equipment on the e-send id, that feature next:
- Your loan information – identity loan otherwise Flexi financing
- Affiliate ID and you will password to have Experia
- The inserted bank account facts to possess drawdown purchases
- Book virtual account matter
- Registered mobile count
- Site solution help guide to help you understand the equipment and rehearse the fresh new self-provider product effectively.
You are able to availability the loan statements or any other info relevant for the Flexi label loan membership from anywhere via the customer site Experia. You can even place the drawdown request on this consumer site.
Once you avail of a personal loan that have Bajaj Finserv, you happen to be available with a unique account count. Possible generate the payments and you will area-prepayments to that form of account throughout your websites banking account.
When you have opted for a beneficial Flexi label mortgage, you might withdraw a total of five times day
When it comes to an effective Flexi name financing, a similar is credited to your Flexi loan account within the stipulated date as per financial direction.
Because the a beneficial Flexi loan customers, you can enjoy some a payday loans in Connecticut lot more gurus, and something including virtue are and also make region-prepayment without paying any additional fee. Because an effective Flexi loan customer, you could transact (build costs on your own membership and you will withdraw this new offered balance amount) as frequently as required without having to pay any additional fees.
If you have excess funds and would like to region-prepay your personal loan, you may make very first region-prepayment just after completing several times off loan disbursal.
Sure, your EMI would-be subtracted to your deadline even with and come up with prepayment in advance. This is because the brand new month-to-month instalment is retrieved into matter utilised during the asking months. not, to make a member-prepayment can help you lower your mortgage, which ultimately allows you to pay smaller EMIs during the kept course of the tenor.
If you deal with any difficulty throughout withdrawal or region-prepayment, you can check out brand new nearby department from Bajaj Financing Restricted. You may want to apply at you while having your own inquire resolved.
In case there are any improvement in personal stats such as your address/ mobile amount/ account amount, you could potentially inform your relationship manager. You can submit a consult page finalized by you also the fresh new documentary proof that suffices the alteration to your alarmed relationships director, as well as your demand might be processed after.
If you would like foreclose your own Flexi loan account, an extra payment out-of cuatro% (as well as taxes) and cess toward complete withdrawable count will be charged because the a foreclosures charges.
Bajaj Finserv even offers Flexi unsecured loans that enable consumers to determine interest-just EMIs towards very first financing tenor. For-instance: For those who have a Flexi identity loan amount out of Rs. 5 lakh, you are going to need to shell out an enthusiastic EMI of around Rs. 6000 composed of just attract in lieu of an everyday EMI from Rs. several,100000, with both dominating and desire parts.